References

• Abereijo, I.O., Adegbite, S.A., Ilori, M.O., & Adeniyi, A. A., Aderemi, H.A. (2009). Technological Innovation Sources andinstitutional Supports for Manufacturing Small and Medium Enterprises in Nigeria. Journal of Technological Management Innovation, 4(2), 83-89. google scholar
• Abdullah, M.A. (1999). "The accessibility of the government-sponsored support programmes for small and medium-sized enterprises in Penang," Cities, 16, 83-92. google scholar
• Abiola, B., Adedoyin L., Abiola., T. O., & Godswill, O. (2020). Financial stability and entrepreneurship development in sub-Sahara Africa: Implications for sustainable development goals. Cogent Social Sciences, 6(1), 1798330, DOI: 10.1080/23311886.2020.179833. google scholar
• Abor, J.Y. (2016). Entrepreneurial Finance for MSMEs: A Managerial Approach for Developing Markets. Palgrave Macmillan, 1-249, google scholar
• Adebayo, G.S., & Kavoos, M. (2016). The present attitude of African youth towards entrepreneurship. International Journal of Small Business and Entrepreneurship Research, Published by European Centre for Research Training and Development. 4(1), 21-38. google scholar
• Agrawal, A. C., Catalini A. (2014). Goldfarb., Some Simple Economics of Crowd funding National Bureau of Economic Research. google scholar
• Agrawal, A., Catalini, C., & Goldfarb, A. (2010). Entrepreneurial Finance and the Flat-World Hypothesis. Evidence from Crowd-Funding Entrepreneurs in the Arts. working papers. Available online at http://www.netinst.org/Agrawal_Catalini_Goldfarb_10-08.pdf, 2010. google scholar
• Ahsan M., Adomako S., & Mole KF. (2021). Perceived institutional support and small venture performance: The mediating role of entrepreneurial persistence. International Small Business Journal, 39 (1), 18-39. google scholar
• Akande, O. (2012). Performance Analysis of Microfinance Banks on Women Entrepreneurs in Oyo state, Nigeria. Research Journal in Organi-sational Psychology and Educational studies, 168- 173. google scholar
• Akande, O. O. Yinus, O. (2015). An assessment of micro finance banks impact on entrepreneurship development in Nigeria. International Journal of Advances in Management and Economics, 4(3), 148-154. google scholar
• Akinbola, O.A., Sanni, S.A., & Akinbola, O.S. (2019). Entrepreneurship Support Agencies (ESA) and Development of Small and Medium. Economic Studies & Analyses / Acta VSFS, 13(1), 29-43. google scholar
• Akpoviroro, K.S., Kadiri, B. (2018). An Investigation of the Role of Entrepreneurship Agencies for Entrepreneurship Development in Nigeria. Developing Country Studies, 8(6), 18-27. google scholar
• Al Rahahleh, N., Ishaq Bhatti, M., & Najuna Misman, F., (2019). Developments in Risk Management in Islamic Finance: A Review. Journal of Risk Financial Management, 12(37), (https://doi.org/10.3390/jrfm12010037 google scholar
• Ali, D.H.A., & Ali, A.Y.S. (2013). "Entrepreneurship development and poverty reduction: Empirical survey from Somalia," American Interna-tional Journal of Social Science, 2, 108-113. google scholar
• Andriamahery, A., & Qamruzzaman, M. (2022). Do Access to Finance, Technical Know-How, and Financial Literacy Offer Women Empowerment Through Women’s Entrepreneurial Development. google scholar
• Atandi, F.G., Bwisa, H., & Sakwa, M. (2017). Improving Savings Mobilization of Micro and Small Enterprises through Entrepreneurial Financial Literacy. International Journal ofAcademic Research in Business and Social Sciences, 7(2), 386-403. DOI: 10.6007/IJARBSS/v7-i2/2649 google scholar
• Barbulescu, O., Nicolau, C. Munteanu, D. (2021). "Within the Entrepreneurship Ecosystem: Is Innovation Clusters’ Strategic Approach Boosting Businesses’ Sustainable Development?" Sustainability, 13(21), 11762. https://doi.org/ 10.3390/su132111762. google scholar
• Barinua, V., & Olarewaju, V.O. (2020). The Impact of Skill Acquisition on Entrepreneur Development. Saudi Journal of Business and Management Studies, 7(5), 137-146. google scholar
• Chidodo, E. (2015). Funds management on small - scale industries in Tanzania: a case of Dodoma municipality. Dodoma: The University of Dodoma, Dissertation (MA Business Administration 2015, http://hdl.handle.net/20.500.12661/729 google scholar
• Daniel, W.W., & Terrell, J.C. (2006). Business Statistics for Management and Economics from Mathematics of Physics and Engineering, 2nd ed. McGraw Hill. google scholar
• Ewan S. (2020). The Fourth Industrial Revolution - The Case of South Africa, Politikon, 47(2), 233-252. DOI: 10.1080/02589346.2019.1696003 google scholar
• Falola, H.O., Adeniji., A.A., Adeyeye, J.O., Igbinnoba, E.E.,& Atolagbe, T.O. (2020). Measuring institutional support strategies and faculty job effectiveness. Heliyon, 6, 2-6 google scholar
• Fowowe, B. (2017). Access to finance and firm performance: Evidence from African countries. Review of development finance, 7, 6-17. google scholar
• Gompers, P. & Lerner, J. (2021). The Money of Invention, Harvard Business School Press, Boston. google scholar
• Hanssens, J., Deloof, M., & Vanacker, T. (2015). Underexplored issues in entrepreneurial finance. In D. B. Audretsch, C. S. Hayter, & A. N. Link (Eds.), Concise guide to entrepreneurship, technology and innovation (219-223). Cheltenham (UK), Northampton (MA, USA): Edward Elgar Publishing. 219-223. https://doi.org/10.4337/9781783474202 google scholar
• Hassan, M. A., & Olaniran, S.O. (2011). Developing Small Business Entrepreneurs through Assistance Institutions: The Role of Industrial Development Centre, Osogbo, Nigeria. International Journal of Business and Management, 6 (2), 213-226 google scholar
• Hathaway, I., (2013). Tech starts: High-technology business formation and job creation in the United States. Ewing Marion Kauffman Foundation Research Paper. google scholar
• Huang, L., & Knight, A. P. (2015). Resources and Relationships in Entrepreneurship: An Exchange Theory of the Development and Effects of the Entrepreneur-Investor Relationship. The Academy of Management Review, 42 (1), 80-104 google scholar
• Ifionu, EP & Akinpelumi, O.F (2017). The Role of Entrepreneurial Financing on National Output: An Empirical Analysis. African Research Review, 11(3), 1620-177. google scholar
• Inegbedion, D.O., Afolayan, M.O, & Opaleye, M.A. (2019). Empirical Analysis of Entrepreneurial Orientation and Financial performance in Selected Paint Manufacturing Firms in Lagos state, Nigeria. Global Scientific Journal, 7(9), 386-397 google scholar
• Inegbedion D.O., & Oghojafor B.E.A. (2021). Entrepreneurship Education And Elimination Of Unemployment Among Graduates And Non-Graduates Of Tertiary Institutions In Nigeria. Journal of Women Empowerment and Studies, 01(02), 6-16. google scholar
• Inegbedion, D.O Akande, O., Olalekan, A., Adeyemo, F., & Adebayo. A. (2021). The Effect of Financial Inclusion and Entrepreneurship Creation among Agency Banking. Empirical Investigation of Point of Sale (POS) Card Acceptance Operators in Nigeria: Special Reference to Lagos Metropolis. Journal of Southwest Jiaotong University, 57(5), 84-92. google scholar
• Inegbedion, D., Asikhia, O., & James, O. (2022). Empirical assessment of entrepreneurial behavior and performance of micro, small and medium (msme) operators in Nigeria. Academy of Entrepreneurship Journal, 28(S5), 1-17. google scholar
• Inegbedion, D.O., Olalekan, A., Adedugba, A., & Ebiere, K., (2022). Corporate philanthropy and firm performance: A moderating role of entrepreneurship & innovations: A case of Dangote group of company. Journal of Management Information and Decision Sciences, 25(S5), 1-14. google scholar
• Inegbedion, D.O., Olalekan, A., & Adedugba, A. (2022). Does entrepreneurial strategies causes growth and survival of micro, small and medium scale enterprises (MSMEs) in Nigeria? A multi-correlational analysis. The Seybold report, 17 (08), 1878-1892. DOI 10.5281/zenodo.7039912 google scholar
• Isaac O. A & Abimbola O.F., (2005). Innovative Approach to SME Financing in Nigeria: A Review of Small and Medium Industries Equity Investment Scheme (SMIEIS), Journal of Social Sciences, 11 (3), 219-227. google scholar
• Jegede, C.T., & Irewole, I.E. (2020). Agencies for Entrepreneurship Development and SMEs’ Promotion in Nigeria. Revista CIMEXUS XV(2), 165-193 google scholar
• Klonowski, D., (2014). Strategic Entrepreneurial Finance: From Value Creation to Realization (1st ed.). Routledge. https://doi.org/10.4324/9780203094976 google scholar
• Lee, L., & Wong P.K., (2006). Entrepreneurship Education—A Compendium of Related Issues. The Life Cycle of Entrepreneurial Ventures, 79-105 google scholar
• Li C, Ahmed N., Qalati SA., Khan A., & Naz S. (2020). Role of Business Incubators as a Tool for Entrepreneurship Development: The Mediating and Moderating Role of Business Start-Up and Government Regulations. Sustainability, 12(5), 1822. https://doi.org/10.3390/su12051822 google scholar
• Maliti, B., & Mwewa, B.C. (2015). Determining the challenges for small and medium enterprises (SMEs) IN Accessing Financial Resources in a Rural District of Zambi using multivariate analysis. CLEAR International Journal of Research in Commerce & Management, 6 (12), 1-19. google scholar
• Maria R.R., & Sugeng W. (2019). Entrepreneurial finance: financing antecedents and SMEs performance, Journal of Economics, Business, and Accountancy Ventura, 21 (3), 303 - 313 google scholar
• Mehta, H.M., Qamruzzaman, Md., Serfraz, A. (2022).The Effects of Finance and Knowledge on Entrepreneurship Development: An Empirical Study from Bangladesh, The Journal of Asian Finance, Economics and Business, 9 (2), 409-418 google scholar
• Morgan B., Elijah M., & Ngacho, C. (2019). Influence of Microfinance Financial Strategies On Growth Of Small And Micro Enterprises In Homa Bay County, Kenya. International Journal of Scientific & Technology Research, 8(5), 1-10. google scholar
• Naseem Al., Rahahleh, M., Ishaq B., & Faridah N.M. (2019). "Developments in Risk Management in Islamic Finance: A Review," JRFM, MDPI, 12 (12), 1-22. google scholar
• National Bureau of statistics (NBS) (2017). National survey of micro, small and medium enterprises (MSMEs) retrieved from SMEDAN, Downloads/5d3afc9GR1bb0651564146833.pdf google scholar
• Njoroge C.W., & Gathungu, J.M. (2013). The effect of entrepreneurial education and training on development of small and medium size enterprises in Githunguri district- Kenya. International Journal of Education and Research, 1(8), 1-22 google scholar
• Noor, S. & Isa, F.Md. (2020). Contributing factors of women entrepreneurs’ business growth and failure in Pakistan. International Journal of Business and Globalisation, 25(4), 503-518. google scholar
• Nungsari, M., Ngu, K., Wong, D.N.S., Chin, J.W., Chee, S.Y., Wong, X.S., & Flanders, S. (2022). "Translating entrepreneurial intention to behaviour amongst micro and small entrepreneurs", Journal of Entrepreneurship in Emerging Economies, ahead-of-print No. ahead-of-print. https://doi.org/10.1108/JEEE-11-2021-0429 google scholar
• Odoom, D., Fosu, K.O., Ankomah, K., & Amofa, M.B. (2019). Exploring the contributions of microfinance institutions to the Ghanaian economy: A study at Takoradi, Journal of Economics and Sustainable Development, 1(1), 77-95 google scholar
• Ogedengbe, F. A., Okhakhu, C. O., & Adekunle, S. A., (2015). Entrepreneurial education for sustainable development. Nigerian Journal of Management Sciences, 4(1), 78-87. google scholar
• Okoro, J.P., Ngmendoma, A.B., Nasse, T.B., Carbonell , N., & Nanema, M. (2022). Entrepreneurship education and youth unemployment challenges in africa: Ghana in perspective. International Journal of management & entrepreneurship Research, 4(5), 213-231. google scholar
• Osemeke, M.. Entrepreneurial Development and Interventionist agencies in Nigeria, International Journal of Business and Social Science, 3(8), 255-65. google scholar
• Osemudiamen, I. D., Adedugba, A., Akinriola, O. O. & Ekperiwere, M. C. (2022). The mediating effect of organisational excellence on entrepreneurial orientation and performance in small and meddium sized enterprises in Lagos metropolises. Fuoye Journal of Management, Innovation and Entrepreneurship, 1(1), 231 - 242. google scholar
• Oseni, E.F. (2017). The Relevance of Entrepreneurship Education to the Development of Micro, Small and Medium Enterprises (MSMEs) in Nigeria. Journal of public administration, finance and Law. 11, 137-144. google scholar
• Robson, P.J., & Haugh, H.M., (2009). "Entrepreneurship and innovation in Ghana: Enterprising Africa," Small Business Economics, 32, 331-350. google scholar
• Saidi, A.A., & Abideen A.T., (2017). Effect of Support for Entrepreneurship Development on Economic Growth and Development in Nigeria. European Scientific Journal, 13, 426-448 google scholar
• Sanusi, J. O. (2001). "Welcome address on the launch of the Small and Medium Industries Equity Investment Scheme (SMIEIS)," Bullion: 25(3), Article 1. Available at: https://dc.cbn.gov.ng/bullion, 25(3/1). Retrieved 2/8/2022 google scholar
• Shankar, S. (2019). The role of credit rating agencies in addressing gaps in micro and small enterprise financing. The case of India Book Unlocking SME Finance in Asia, ImprintRoutledge, 16 google scholar
• Sheriff, M., & Muffatto, M. (2015)."The present state of entrepreneurship ecosystems in selected countries in Africa", African Journal of Economic and Management Studies, 6 (1), 17-54. https://doi.org/10.1108/AJEMS-10-2012-0064 google scholar
• Taber, K.S. (2018). The Use of Cronbach’s Alpha When Developing and Reporting Research Instruments in Science Education. Research in Science education, 48, 273-1296 (https://doi.org/10.1007/s11165-016-9602-2 google scholar
• Tambunan, T., (2008). "SME development, economic growth, and government intervention in a developing country: The Indonesian story," Journal of International Entrepreneurship, 2008, 6, 147-167. google scholar
• Tetteh, L.A., Kwarteng, A., Gyamera, E., Lamptey, L., Sunu, P., & Muda, P. (2022). "The effect of small business financing decision on business performance in Ghana: the moderated mediation role of corporate governance system", International Journal of Ethics and Systems, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/IJOES-01-2022-0014 google scholar
• Turner, P. (2021). Management During the Third Industrial Revolution: Asian Tigers and Global Players. The Making of the Modern Manager, 99-130 google scholar
• Umadia K. Sr.,& Kasztelnik, K. (2020). The Financial Innovative Business Strategies of Small to Medium Scale Enterprises in Developing Country and Influence for the Global Economy Performance. Socio Economic Challenges, 4 (3), 20-32. google scholar
• Wang, C.K Wong, P.K. (2004). "Entrepreneurial interest of university students in Singapore," Technovation, 24, 163-172, google scholar

Citations