Dynamics of Digital Financial Inclusion in Türkiye
Behice Canatan, Ayşe Akboz Caner, Gökhan ÖzbilgeThis study examined the dynamics of different levels of digital financial inclusion (DFI) in Türkiye within the framework of individuals’ basic financial behaviours and socioeconomic conditions and investigated factors that may affect the utilisation rate of DFI. Accordingly, findings from the 2017–2021 World Bank Global Findex dataset were estimated using the ordered logit model. The concept of DFI, which is becoming increasingly important, underscores that financial systems should have two basic conditions. First, the ability of those who can access financial systems digitally should be as high as possible. Second, these actors with access to financial systems should also have sufficient utilisation rates of the relevant financial instruments. In this respect, by focusing on the determinants of this second condition, the study fills a gap in the literature and provides clues for policy recommendations. These findings provide empirical evidence for our motivation. In this respect, the results clearly show that socioeconomic factors, such as education level and income level, as well as financial behaviours, such as formal savings and borrowing, should be taken into account when expanding DFI.
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APA
Canatan, B., Akboz Caner, A., & Özbilge, G. (2024). Dynamics of Digital Financial Inclusion in Türkiye. Istanbul Business Research, 53(2), 185-200. https://doi.org/10.26650/ibr.2024.53.1232448
AMA
Canatan B, Akboz Caner A, Özbilge G. Dynamics of Digital Financial Inclusion in Türkiye. Istanbul Business Research. 2024;53(2):185-200. https://doi.org/10.26650/ibr.2024.53.1232448
ABNT
Canatan, B.; Akboz Caner, A.; Özbilge, G. Dynamics of Digital Financial Inclusion in Türkiye. Istanbul Business Research, [Publisher Location], v. 53, n. 2, p. 185-200, 2024.
Chicago: Author-Date Style
Canatan, Behice, and Ayşe Akboz Caner and Gökhan Özbilge. 2024. “Dynamics of Digital Financial Inclusion in Türkiye.” Istanbul Business Research 53, no. 2: 185-200. https://doi.org/10.26650/ibr.2024.53.1232448
Chicago: Humanities Style
Canatan, Behice, and Ayşe Akboz Caner and Gökhan Özbilge. “Dynamics of Digital Financial Inclusion in Türkiye.” Istanbul Business Research 53, no. 2 (Oct. 2024): 185-200. https://doi.org/10.26650/ibr.2024.53.1232448
Harvard: Australian Style
Canatan, B & Akboz Caner, A & Özbilge, G 2024, 'Dynamics of Digital Financial Inclusion in Türkiye', Istanbul Business Research, vol. 53, no. 2, pp. 185-200, viewed 11 Oct. 2024, https://doi.org/10.26650/ibr.2024.53.1232448
Harvard: Author-Date Style
Canatan, B. and Akboz Caner, A. and Özbilge, G. (2024) ‘Dynamics of Digital Financial Inclusion in Türkiye’, Istanbul Business Research, 53(2), pp. 185-200. https://doi.org/10.26650/ibr.2024.53.1232448 (11 Oct. 2024).
MLA
Canatan, Behice, and Ayşe Akboz Caner and Gökhan Özbilge. “Dynamics of Digital Financial Inclusion in Türkiye.” Istanbul Business Research, vol. 53, no. 2, 2024, pp. 185-200. [Database Container], https://doi.org/10.26650/ibr.2024.53.1232448
Vancouver
Canatan B, Akboz Caner A, Özbilge G. Dynamics of Digital Financial Inclusion in Türkiye. Istanbul Business Research [Internet]. 11 Oct. 2024 [cited 11 Oct. 2024];53(2):185-200. Available from: https://doi.org/10.26650/ibr.2024.53.1232448 doi: 10.26650/ibr.2024.53.1232448
ISNAD
Canatan, Behice - Akboz Caner, Ayşe - Özbilge, Gökhan. “Dynamics of Digital Financial Inclusion in Türkiye”. Istanbul Business Research 53/2 (Oct. 2024): 185-200. https://doi.org/10.26650/ibr.2024.53.1232448